Your dollars are held in short-term U.S. Treasuries and are never lent out by Forever Bank.
Take back control
Not YourMother’s Bank
Forever Bank is a financial technology company, not a bank. Banking and custody services are provided by BitGo Bank & Trust.
Your bank pays you 0.38%, then lends your money out at 7%. We can’t do that — by law. Your Dollars sit in Treasuries earning close to 4%, and you keep it. We take a small clip.
Legally, we can’t touch it
A federally chartered trust bank. By law, we’re not allowed to lend your money or spend it. Nobody else can say that.
You earn the real rate
Your money sits in Treasuries earning close to 4% — about 10x the average savings account. We take a small clip.
Frequently Asked
Questions
A savings account pays a rate set by a bank. Forever is designed to pass through the rate earned by the underlying Treasuries, less a small fee.
Forever Bank is still in development. Join the waitlist and we’ll let you know as access opens.
Forever is a federally chartered trust bank concept built to safeguard—not lend—customer assets.
The product is being designed for access to your money without a long lockup. Final terms will be shared before launch.
Because the structure is simple: your money earns in Treasuries, you keep the rate, and Forever takes a small transparent clip.